LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,708
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,561
−HK$2,898/mo
Today · 4.125%
HK$97,459
baseline
▲ 0.50% · 4.625%
HK$103,389
+HK$5,930/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$194,918/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,024
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,760
−HK$2,776/mo
Today · 4.125%
HK$107,536
baseline
▲ 0.50% · 4.625%
HK$113,205
+HK$5,669/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$215,072/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,050
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$113,473
−HK$3,478/mo
Today · 4.125%
HK$116,951
baseline
▲ 0.50% · 4.625%
HK$124,067
+HK$7,116/mo
Deposit HK$16.09M · loan HK$24.13M · min. income ≈ HK$233,902/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,429
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$125,713
−HK$3,331/mo
Today · 4.125%
HK$129,044
baseline
▲ 0.50% · 4.625%
HK$135,846
+HK$6,802/mo
Deposit HK$16.09M · loan HK$24.13M · min. income ≈ HK$258,088/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,391
−HK$8,051/mo
▼ 0.25% · 3.875%
HK$132,385
−HK$4,057/mo
Today · 4.125%
HK$136,442
baseline
▲ 0.50% · 4.625%
HK$144,745
+HK$8,303/mo
Deposit HK$12.07M · loan HK$28.15M · min. income ≈ HK$272,884/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,709,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,834
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$146,665
−HK$3,886/mo
Today · 4.125%
HK$150,551
baseline
▲ 0.50% · 4.625%
HK$158,487
+HK$7,936/mo
Deposit HK$12.07M · loan HK$28.15M · min. income ≈ HK$301,102/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,709,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,074
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$170,209
−HK$5,217/mo
Today · 4.125%
HK$175,426
baseline
▲ 0.50% · 4.625%
HK$186,100
+HK$10,674/mo
Deposit HK$4.02M · loan HK$36.20M · min. income ≈ HK$350,852/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,644
−HK$9,921/mo
▼ 0.25% · 3.875%
HK$188,569
−HK$4,996/mo
Today · 4.125%
HK$193,565
baseline
▲ 0.50% · 4.625%
HK$203,768
+HK$10,203/mo
Deposit HK$4.02M · loan HK$36.20M · min. income ≈ HK$387,130/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,277 · Scale 2, in force from 26 Feb 2026)