LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,711
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,564
−HK$2,898/mo
Today · 4.125%
HK$97,462
baseline
▲ 0.50% · 4.625%
HK$103,392
+HK$5,930/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$194,924/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,028
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,764
−HK$2,776/mo
Today · 4.125%
HK$107,540
baseline
▲ 0.50% · 4.625%
HK$113,208
+HK$5,668/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$215,080/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,053
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$113,477
−HK$3,478/mo
Today · 4.125%
HK$116,955
baseline
▲ 0.50% · 4.625%
HK$124,071
+HK$7,116/mo
Deposit HK$16.09M · loan HK$24.13M · min. income ≈ HK$233,910/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,433
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$125,717
−HK$3,331/mo
Today · 4.125%
HK$129,048
baseline
▲ 0.50% · 4.625%
HK$135,850
+HK$6,802/mo
Deposit HK$16.09M · loan HK$24.13M · min. income ≈ HK$258,096/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,395
−HK$8,052/mo
▼ 0.25% · 3.875%
HK$132,389
−HK$4,058/mo
Today · 4.125%
HK$136,447
baseline
▲ 0.50% · 4.625%
HK$144,749
+HK$8,302/mo
Deposit HK$12.07M · loan HK$28.15M · min. income ≈ HK$272,894/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,839
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$146,670
−HK$3,886/mo
Today · 4.125%
HK$150,556
baseline
▲ 0.50% · 4.625%
HK$158,492
+HK$7,936/mo
Deposit HK$12.07M · loan HK$28.15M · min. income ≈ HK$301,112/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,080
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$170,215
−HK$5,217/mo
Today · 4.125%
HK$175,432
baseline
▲ 0.50% · 4.625%
HK$186,106
+HK$10,674/mo
Deposit HK$4.02M · loan HK$36.20M · min. income ≈ HK$350,864/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,650
−HK$9,922/mo
▼ 0.25% · 3.875%
HK$188,575
−HK$4,997/mo
Today · 4.125%
HK$193,572
baseline
▲ 0.50% · 4.625%
HK$203,775
+HK$10,203/mo
Deposit HK$4.02M · loan HK$36.20M · min. income ≈ HK$387,144/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,334 · Scale 2, in force from 26 Feb 2026)