LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,173
−HK$575/mo
▼ 0.25% · 3.875%
HK$9,458
−HK$290/mo
Today · 4.125%
HK$9,748
baseline
▲ 0.50% · 4.625%
HK$10,341
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,496/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$4,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,204
−HK$552/mo
▼ 0.25% · 3.875%
HK$10,478
−HK$278/mo
Today · 4.125%
HK$10,756
baseline
▲ 0.50% · 4.625%
HK$11,323
+HK$567/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,512/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$4,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,007
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,349
−HK$348/mo
Today · 4.125%
HK$11,697
baseline
▲ 0.50% · 4.625%
HK$12,409
+HK$712/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,394/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,245
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,574
−HK$333/mo
Today · 4.125%
HK$12,907
baseline
▲ 0.50% · 4.625%
HK$13,587
+HK$680/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,814/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,842
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,241
−HK$406/mo
Today · 4.125%
HK$13,647
baseline
▲ 0.50% · 4.625%
HK$14,477
+HK$830/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$27,294/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,286
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,669
−HK$389/mo
Today · 4.125%
HK$15,058
baseline
▲ 0.50% · 4.625%
HK$15,852
+HK$794/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$30,116/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,511
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,024
−HK$522/mo
Today · 4.125%
HK$17,546
baseline
▲ 0.50% · 4.625%
HK$18,614
+HK$1,068/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,092/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,368
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,860
−HK$500/mo
Today · 4.125%
HK$19,360
baseline
▲ 0.50% · 4.625%
HK$20,381
+HK$1,021/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,720/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,620 · Scale 2, in force from 26 Feb 2026)