LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,731
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,584
−HK$2,899/mo
Today · 4.125%
HK$97,483
baseline
▲ 0.50% · 4.625%
HK$103,415
+HK$5,932/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$194,966/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,050
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,787
−HK$2,776/mo
Today · 4.125%
HK$107,563
baseline
▲ 0.50% · 4.625%
HK$113,233
+HK$5,670/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$215,126/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,077
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$113,501
−HK$3,479/mo
Today · 4.125%
HK$116,980
baseline
▲ 0.50% · 4.625%
HK$124,098
+HK$7,118/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$233,960/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,460
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$125,744
−HK$3,332/mo
Today · 4.125%
HK$129,076
baseline
▲ 0.50% · 4.625%
HK$135,880
+HK$6,804/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$258,152/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,423
−HK$8,054/mo
▼ 0.25% · 3.875%
HK$132,418
−HK$4,059/mo
Today · 4.125%
HK$136,477
baseline
▲ 0.50% · 4.625%
HK$144,781
+HK$8,304/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$272,954/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,870
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,701
−HK$3,888/mo
Today · 4.125%
HK$150,589
baseline
▲ 0.50% · 4.625%
HK$158,526
+HK$7,937/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$301,178/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,116
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$170,252
−HK$5,218/mo
Today · 4.125%
HK$175,470
baseline
▲ 0.50% · 4.625%
HK$186,147
+HK$10,677/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$350,940/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,690
−HK$9,924/mo
▼ 0.25% · 3.875%
HK$188,616
−HK$4,998/mo
Today · 4.125%
HK$193,614
baseline
▲ 0.50% · 4.625%
HK$203,820
+HK$10,206/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$387,228/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,707 · Scale 2, in force from 26 Feb 2026)