LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,173
−HK$576/mo
▼ 0.25% · 3.875%
HK$9,459
−HK$290/mo
Today · 4.125%
HK$9,749
baseline
▲ 0.50% · 4.625%
HK$10,342
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,498/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$4,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,205
−HK$552/mo
▼ 0.25% · 3.875%
HK$10,479
−HK$278/mo
Today · 4.125%
HK$10,757
baseline
▲ 0.50% · 4.625%
HK$11,324
+HK$567/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,514/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$4,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,008
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,350
−HK$348/mo
Today · 4.125%
HK$11,698
baseline
▲ 0.50% · 4.625%
HK$12,410
+HK$712/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,396/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,246
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,575
−HK$333/mo
Today · 4.125%
HK$12,908
baseline
▲ 0.50% · 4.625%
HK$13,588
+HK$680/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,816/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,843
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,242
−HK$406/mo
Today · 4.125%
HK$13,648
baseline
▲ 0.50% · 4.625%
HK$14,478
+HK$830/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$27,296/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,287
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,671
−HK$388/mo
Today · 4.125%
HK$15,059
baseline
▲ 0.50% · 4.625%
HK$15,853
+HK$794/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$30,118/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,512
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,026
−HK$521/mo
Today · 4.125%
HK$17,547
baseline
▲ 0.50% · 4.625%
HK$18,615
+HK$1,068/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,094/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,369
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,862
−HK$500/mo
Today · 4.125%
HK$19,362
baseline
▲ 0.50% · 4.625%
HK$20,382
+HK$1,020/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,724/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,689 · Scale 2, in force from 26 Feb 2026)