LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,734
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,588
−HK$2,899/mo
Today · 4.125%
HK$97,487
baseline
▲ 0.50% · 4.625%
HK$103,419
+HK$5,932/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$194,974/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,053
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,790
−HK$2,777/mo
Today · 4.125%
HK$107,567
baseline
▲ 0.50% · 4.625%
HK$113,237
+HK$5,670/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$215,134/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,081
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$113,505
−HK$3,479/mo
Today · 4.125%
HK$116,984
baseline
▲ 0.50% · 4.625%
HK$124,102
+HK$7,118/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$233,968/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,464
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$125,748
−HK$3,332/mo
Today · 4.125%
HK$129,080
baseline
▲ 0.50% · 4.625%
HK$135,884
+HK$6,804/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$258,160/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,428
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,423
−HK$4,058/mo
Today · 4.125%
HK$136,481
baseline
▲ 0.50% · 4.625%
HK$144,786
+HK$8,305/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$272,962/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,875
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,707
−HK$3,887/mo
Today · 4.125%
HK$150,594
baseline
▲ 0.50% · 4.625%
HK$158,532
+HK$7,938/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$301,188/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,122
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$170,258
−HK$5,218/mo
Today · 4.125%
HK$175,476
baseline
▲ 0.50% · 4.625%
HK$186,153
+HK$10,677/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$350,952/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,696
−HK$9,925/mo
▼ 0.25% · 3.875%
HK$188,623
−HK$4,998/mo
Today · 4.125%
HK$193,621
baseline
▲ 0.50% · 4.625%
HK$203,827
+HK$10,206/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$387,242/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,766 · Scale 2, in force from 26 Feb 2026)