LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,735
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,589
−HK$2,899/mo
Today · 4.125%
HK$97,488
baseline
▲ 0.50% · 4.625%
HK$103,420
+HK$5,932/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$194,976/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,055
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,792
−HK$2,776/mo
Today · 4.125%
HK$107,568
baseline
▲ 0.50% · 4.625%
HK$113,238
+HK$5,670/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,136/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,082
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,507
−HK$3,479/mo
Today · 4.125%
HK$116,986
baseline
▲ 0.50% · 4.625%
HK$124,104
+HK$7,118/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$233,972/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,466
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$125,750
−HK$3,332/mo
Today · 4.125%
HK$129,082
baseline
▲ 0.50% · 4.625%
HK$135,886
+HK$6,804/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$258,164/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,430
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,424
−HK$4,059/mo
Today · 4.125%
HK$136,483
baseline
▲ 0.50% · 4.625%
HK$144,788
+HK$8,305/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$272,966/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,877
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,708
−HK$3,888/mo
Today · 4.125%
HK$150,596
baseline
▲ 0.50% · 4.625%
HK$158,534
+HK$7,938/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$301,192/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,124
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$170,260
−HK$5,218/mo
Today · 4.125%
HK$175,478
baseline
▲ 0.50% · 4.625%
HK$186,156
+HK$10,678/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$350,956/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,698
−HK$9,925/mo
▼ 0.25% · 3.875%
HK$188,625
−HK$4,998/mo
Today · 4.125%
HK$193,623
baseline
▲ 0.50% · 4.625%
HK$203,829
+HK$10,206/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$387,246/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,788 · Scale 2, in force from 26 Feb 2026)