LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,738
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,591
−HK$2,899/mo
Today · 4.125%
HK$97,490
baseline
▲ 0.50% · 4.625%
HK$103,422
+HK$5,932/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$194,980/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,709,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,057
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,794
−HK$2,777/mo
Today · 4.125%
HK$107,571
baseline
▲ 0.50% · 4.625%
HK$113,241
+HK$5,670/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,142/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,709,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,085
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$113,509
−HK$3,479/mo
Today · 4.125%
HK$116,988
baseline
▲ 0.50% · 4.625%
HK$124,107
+HK$7,119/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$233,976/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,469
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$125,753
−HK$3,332/mo
Today · 4.125%
HK$129,085
baseline
▲ 0.50% · 4.625%
HK$135,890
+HK$6,805/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$258,170/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,433
−HK$8,054/mo
▼ 0.25% · 3.875%
HK$132,428
−HK$4,059/mo
Today · 4.125%
HK$136,487
baseline
▲ 0.50% · 4.625%
HK$144,791
+HK$8,304/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$272,974/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,880
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,712
−HK$3,887/mo
Today · 4.125%
HK$150,599
baseline
▲ 0.50% · 4.625%
HK$158,538
+HK$7,939/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$301,198/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,128
−HK$10,355/mo
▼ 0.25% · 3.875%
HK$170,264
−HK$5,219/mo
Today · 4.125%
HK$175,483
baseline
▲ 0.50% · 4.625%
HK$186,160
+HK$10,677/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$350,966/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,703
−HK$9,925/mo
▼ 0.25% · 3.875%
HK$188,630
−HK$4,998/mo
Today · 4.125%
HK$193,628
baseline
▲ 0.50% · 4.625%
HK$203,834
+HK$10,206/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$387,256/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,830 · Scale 2, in force from 26 Feb 2026)