LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,174
−HK$575/mo
▼ 0.25% · 3.875%
HK$9,459
−HK$290/mo
Today · 4.125%
HK$9,749
baseline
▲ 0.50% · 4.625%
HK$10,342
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,498/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$4,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,206
−HK$551/mo
▼ 0.25% · 3.875%
HK$10,480
−HK$277/mo
Today · 4.125%
HK$10,757
baseline
▲ 0.50% · 4.625%
HK$11,324
+HK$567/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,514/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$4,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,009
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,351
−HK$348/mo
Today · 4.125%
HK$11,699
baseline
▲ 0.50% · 4.625%
HK$12,411
+HK$712/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,398/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,247
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,575
−HK$334/mo
Today · 4.125%
HK$12,909
baseline
▲ 0.50% · 4.625%
HK$13,589
+HK$680/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,818/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,843
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,243
−HK$406/mo
Today · 4.125%
HK$13,649
baseline
▲ 0.50% · 4.625%
HK$14,479
+HK$830/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$27,298/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,288
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,671
−HK$389/mo
Today · 4.125%
HK$15,060
baseline
▲ 0.50% · 4.625%
HK$15,854
+HK$794/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$30,120/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,513
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,027
−HK$521/mo
Today · 4.125%
HK$17,548
baseline
▲ 0.50% · 4.625%
HK$18,616
+HK$1,068/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,096/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,370
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,863
−HK$500/mo
Today · 4.125%
HK$19,363
baseline
▲ 0.50% · 4.625%
HK$20,384
+HK$1,021/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,726/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,732 · Scale 2, in force from 26 Feb 2026)