LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,742
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,596
−HK$2,899/mo
Today · 4.125%
HK$97,495
baseline
▲ 0.50% · 4.625%
HK$103,427
+HK$5,932/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$194,990/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,709,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,062
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,799
−HK$2,777/mo
Today · 4.125%
HK$107,576
baseline
▲ 0.50% · 4.625%
HK$113,246
+HK$5,670/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,152/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,709,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,090
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,515
−HK$3,479/mo
Today · 4.125%
HK$116,994
baseline
▲ 0.50% · 4.625%
HK$124,113
+HK$7,119/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$233,988/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,474
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,759
−HK$3,332/mo
Today · 4.125%
HK$129,091
baseline
▲ 0.50% · 4.625%
HK$135,896
+HK$6,805/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$258,182/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,439
−HK$8,054/mo
▼ 0.25% · 3.875%
HK$132,434
−HK$4,059/mo
Today · 4.125%
HK$136,493
baseline
▲ 0.50% · 4.625%
HK$144,798
+HK$8,305/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$272,986/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,887
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,719
−HK$3,887/mo
Today · 4.125%
HK$150,606
baseline
▲ 0.50% · 4.625%
HK$158,545
+HK$7,939/mo
Deposit HK$12.07M · loan HK$28.16M · min. income ≈ HK$301,212/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,709,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,135
−HK$10,356/mo
▼ 0.25% · 3.875%
HK$170,272
−HK$5,219/mo
Today · 4.125%
HK$175,491
baseline
▲ 0.50% · 4.625%
HK$186,169
+HK$10,678/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$350,982/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,711
−HK$9,926/mo
▼ 0.25% · 3.875%
HK$188,638
−HK$4,999/mo
Today · 4.125%
HK$193,637
baseline
▲ 0.50% · 4.625%
HK$203,844
+HK$10,207/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$387,274/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,908 · Scale 2, in force from 26 Feb 2026)