LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,750
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,604
−HK$2,900/mo
Today · 4.125%
HK$97,504
baseline
▲ 0.50% · 4.625%
HK$103,436
+HK$5,932/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,008/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,071
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,809
−HK$2,777/mo
Today · 4.125%
HK$107,586
baseline
▲ 0.50% · 4.625%
HK$113,257
+HK$5,671/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,172/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,100
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,525
−HK$3,479/mo
Today · 4.125%
HK$117,004
baseline
▲ 0.50% · 4.625%
HK$124,124
+HK$7,120/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$234,008/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,710,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,485
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$125,770
−HK$3,333/mo
Today · 4.125%
HK$129,103
baseline
▲ 0.50% · 4.625%
HK$135,908
+HK$6,805/mo
Deposit HK$16.09M · loan HK$24.14M · min. income ≈ HK$258,206/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,710,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,450
−HK$8,055/mo
▼ 0.25% · 3.875%
HK$132,446
−HK$4,059/mo
Today · 4.125%
HK$136,505
baseline
▲ 0.50% · 4.625%
HK$144,811
+HK$8,306/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,010/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,899
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$146,732
−HK$3,888/mo
Today · 4.125%
HK$150,620
baseline
▲ 0.50% · 4.625%
HK$158,559
+HK$7,939/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,240/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,150
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$170,287
−HK$5,220/mo
Today · 4.125%
HK$175,507
baseline
▲ 0.50% · 4.625%
HK$186,186
+HK$10,679/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$351,014/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,728
−HK$9,926/mo
▼ 0.25% · 3.875%
HK$188,655
−HK$4,999/mo
Today · 4.125%
HK$193,654
baseline
▲ 0.50% · 4.625%
HK$203,862
+HK$10,208/mo
Deposit HK$4.02M · loan HK$36.21M · min. income ≈ HK$387,308/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,062 · Scale 2, in force from 26 Feb 2026)