LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,757
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,611
−HK$2,900/mo
Today · 4.125%
HK$97,511
baseline
▲ 0.50% · 4.625%
HK$103,444
+HK$5,933/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,022/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,078
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,816
−HK$2,777/mo
Today · 4.125%
HK$107,593
baseline
▲ 0.50% · 4.625%
HK$113,265
+HK$5,672/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,186/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,108
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,533
−HK$3,480/mo
Today · 4.125%
HK$117,013
baseline
▲ 0.50% · 4.625%
HK$124,133
+HK$7,120/mo
Deposit HK$16.10M · loan HK$24.14M · min. income ≈ HK$234,026/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,494
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$125,779
−HK$3,333/mo
Today · 4.125%
HK$129,112
baseline
▲ 0.50% · 4.625%
HK$135,918
+HK$6,806/mo
Deposit HK$16.10M · loan HK$24.14M · min. income ≈ HK$258,224/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,459
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,455
−HK$4,060/mo
Today · 4.125%
HK$136,515
baseline
▲ 0.50% · 4.625%
HK$144,821
+HK$8,306/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,030/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,910
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$146,742
−HK$3,889/mo
Today · 4.125%
HK$150,631
baseline
▲ 0.50% · 4.625%
HK$158,571
+HK$7,940/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,262/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,162
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$170,299
−HK$5,220/mo
Today · 4.125%
HK$175,519
baseline
▲ 0.50% · 4.625%
HK$186,199
+HK$10,680/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$351,038/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,741
−HK$9,927/mo
▼ 0.25% · 3.875%
HK$188,669
−HK$4,999/mo
Today · 4.125%
HK$193,668
baseline
▲ 0.50% · 4.625%
HK$203,876
+HK$10,208/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$387,336/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,184 · Scale 2, in force from 26 Feb 2026)