LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,762
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,616
−HK$2,900/mo
Today · 4.125%
HK$97,516
baseline
▲ 0.50% · 4.625%
HK$103,450
+HK$5,934/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,032/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,084
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,822
−HK$2,778/mo
Today · 4.125%
HK$107,600
baseline
▲ 0.50% · 4.625%
HK$113,271
+HK$5,671/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,200/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,115
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,540
−HK$3,480/mo
Today · 4.125%
HK$117,020
baseline
▲ 0.50% · 4.625%
HK$124,140
+HK$7,120/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,040/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,501
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,787
−HK$3,333/mo
Today · 4.125%
HK$129,120
baseline
▲ 0.50% · 4.625%
HK$135,926
+HK$6,806/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,240/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,467
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,463
−HK$4,060/mo
Today · 4.125%
HK$136,523
baseline
▲ 0.50% · 4.625%
HK$144,830
+HK$8,307/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,046/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,918
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,751
−HK$3,889/mo
Today · 4.125%
HK$150,640
baseline
▲ 0.50% · 4.625%
HK$158,580
+HK$7,940/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,280/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,172
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$170,310
−HK$5,220/mo
Today · 4.125%
HK$175,530
baseline
▲ 0.50% · 4.625%
HK$186,210
+HK$10,680/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$351,060/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,752
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$188,680
−HK$5,000/mo
Today · 4.125%
HK$193,680
baseline
▲ 0.50% · 4.625%
HK$203,889
+HK$10,209/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$387,360/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,286 · Scale 2, in force from 26 Feb 2026)