LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,765
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,619
−HK$2,900/mo
Today · 4.125%
HK$97,519
baseline
▲ 0.50% · 4.625%
HK$103,453
+HK$5,934/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,038/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,087
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,825
−HK$2,778/mo
Today · 4.125%
HK$107,603
baseline
▲ 0.50% · 4.625%
HK$113,275
+HK$5,672/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,206/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,118
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,543
−HK$3,480/mo
Today · 4.125%
HK$117,023
baseline
▲ 0.50% · 4.625%
HK$124,144
+HK$7,121/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,046/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,505
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$125,790
−HK$3,333/mo
Today · 4.125%
HK$129,123
baseline
▲ 0.50% · 4.625%
HK$135,930
+HK$6,807/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,246/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,471
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,467
−HK$4,060/mo
Today · 4.125%
HK$136,527
baseline
▲ 0.50% · 4.625%
HK$144,834
+HK$8,307/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,054/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,922
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,755
−HK$3,889/mo
Today · 4.125%
HK$150,644
baseline
▲ 0.50% · 4.625%
HK$158,585
+HK$7,941/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,288/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,177
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$170,314
−HK$5,221/mo
Today · 4.125%
HK$175,535
baseline
▲ 0.50% · 4.625%
HK$186,215
+HK$10,680/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$351,070/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,757
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$188,685
−HK$5,000/mo
Today · 4.125%
HK$193,685
baseline
▲ 0.50% · 4.625%
HK$203,894
+HK$10,209/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$387,370/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,335 · Scale 2, in force from 26 Feb 2026)