LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,766
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,620
−HK$2,900/mo
Today · 4.125%
HK$97,520
baseline
▲ 0.50% · 4.625%
HK$103,454
+HK$5,934/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,040/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,088
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,826
−HK$2,778/mo
Today · 4.125%
HK$107,604
baseline
▲ 0.50% · 4.625%
HK$113,276
+HK$5,672/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,208/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,119
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,544
−HK$3,480/mo
Today · 4.125%
HK$117,024
baseline
▲ 0.50% · 4.625%
HK$124,145
+HK$7,121/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,048/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,506
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,791
−HK$3,334/mo
Today · 4.125%
HK$129,125
baseline
▲ 0.50% · 4.625%
HK$135,931
+HK$6,806/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,250/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,472
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,468
−HK$4,060/mo
Today · 4.125%
HK$136,528
baseline
▲ 0.50% · 4.625%
HK$144,836
+HK$8,308/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,056/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,924
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$146,757
−HK$3,888/mo
Today · 4.125%
HK$150,645
baseline
▲ 0.50% · 4.625%
HK$158,586
+HK$7,941/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,290/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,178
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$170,316
−HK$5,220/mo
Today · 4.125%
HK$175,536
baseline
▲ 0.50% · 4.625%
HK$186,217
+HK$10,681/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$351,072/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,759
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$188,687
−HK$5,000/mo
Today · 4.125%
HK$193,687
baseline
▲ 0.50% · 4.625%
HK$203,896
+HK$10,209/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$387,374/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,351 · Scale 2, in force from 26 Feb 2026)