LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,767
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,621
−HK$2,900/mo
Today · 4.125%
HK$97,521
baseline
▲ 0.50% · 4.625%
HK$103,455
+HK$5,934/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,042/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,089
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,827
−HK$2,778/mo
Today · 4.125%
HK$107,605
baseline
▲ 0.50% · 4.625%
HK$113,277
+HK$5,672/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,210/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,120
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,545
−HK$3,480/mo
Today · 4.125%
HK$117,025
baseline
▲ 0.50% · 4.625%
HK$124,146
+HK$7,121/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,050/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,507
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,793
−HK$3,333/mo
Today · 4.125%
HK$129,126
baseline
▲ 0.50% · 4.625%
HK$135,932
+HK$6,806/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,252/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,473
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,469
−HK$4,061/mo
Today · 4.125%
HK$136,530
baseline
▲ 0.50% · 4.625%
HK$144,837
+HK$8,307/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,060/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,925
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,758
−HK$3,889/mo
Today · 4.125%
HK$150,647
baseline
▲ 0.50% · 4.625%
HK$158,588
+HK$7,941/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,294/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,180
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$170,318
−HK$5,220/mo
Today · 4.125%
HK$175,538
baseline
▲ 0.50% · 4.625%
HK$186,219
+HK$10,681/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$351,076/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,761
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$188,689
−HK$5,000/mo
Today · 4.125%
HK$193,689
baseline
▲ 0.50% · 4.625%
HK$203,899
+HK$10,210/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$387,378/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,369 · Scale 2, in force from 26 Feb 2026)