LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,769
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,624
−HK$2,900/mo
Today · 4.125%
HK$97,524
baseline
▲ 0.50% · 4.625%
HK$103,458
+HK$5,934/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,048/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,093
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,831
−HK$2,777/mo
Today · 4.125%
HK$107,608
baseline
▲ 0.50% · 4.625%
HK$113,280
+HK$5,672/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,216/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,123
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$113,549
−HK$3,480/mo
Today · 4.125%
HK$117,029
baseline
▲ 0.50% · 4.625%
HK$124,150
+HK$7,121/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,058/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,511
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,797
−HK$3,333/mo
Today · 4.125%
HK$129,130
baseline
▲ 0.50% · 4.625%
HK$135,937
+HK$6,807/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,260/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,477
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,474
−HK$4,060/mo
Today · 4.125%
HK$136,534
baseline
▲ 0.50% · 4.625%
HK$144,842
+HK$8,308/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,068/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,930
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,763
−HK$3,889/mo
Today · 4.125%
HK$150,652
baseline
▲ 0.50% · 4.625%
HK$158,593
+HK$7,941/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,304/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,710,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,185
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$170,323
−HK$5,220/mo
Today · 4.125%
HK$175,543
baseline
▲ 0.50% · 4.625%
HK$186,225
+HK$10,682/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$351,086/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,767
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$188,695
−HK$5,000/mo
Today · 4.125%
HK$193,695
baseline
▲ 0.50% · 4.625%
HK$203,905
+HK$10,210/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$387,390/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,710,422 · Scale 2, in force from 26 Feb 2026)