LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,778
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,632
−HK$2,901/mo
Today · 4.125%
HK$97,533
baseline
▲ 0.50% · 4.625%
HK$103,467
+HK$5,934/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,066/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,102
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,840
−HK$2,778/mo
Today · 4.125%
HK$107,618
baseline
▲ 0.50% · 4.625%
HK$113,291
+HK$5,673/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,236/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$1,710,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,133
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$113,559
−HK$3,480/mo
Today · 4.125%
HK$117,039
baseline
▲ 0.50% · 4.625%
HK$124,161
+HK$7,122/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,078/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,522
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,808
−HK$3,333/mo
Today · 4.125%
HK$129,141
baseline
▲ 0.50% · 4.625%
HK$135,949
+HK$6,808/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,282/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,489
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,485
−HK$4,061/mo
Today · 4.125%
HK$136,546
baseline
▲ 0.50% · 4.625%
HK$144,854
+HK$8,308/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,092/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,942
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,776
−HK$3,889/mo
Today · 4.125%
HK$150,665
baseline
▲ 0.50% · 4.625%
HK$158,607
+HK$7,942/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,330/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,200
−HK$10,359/mo
▼ 0.25% · 3.875%
HK$170,338
−HK$5,221/mo
Today · 4.125%
HK$175,559
baseline
▲ 0.50% · 4.625%
HK$186,241
+HK$10,682/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$351,118/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,783
−HK$9,929/mo
▼ 0.25% · 3.875%
HK$188,712
−HK$5,000/mo
Today · 4.125%
HK$193,712
baseline
▲ 0.50% · 4.625%
HK$203,923
+HK$10,211/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$387,424/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,574 · Scale 2, in force from 26 Feb 2026)