LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,779
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,634
−HK$2,900/mo
Today · 4.125%
HK$97,534
baseline
▲ 0.50% · 4.625%
HK$103,469
+HK$5,935/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$195,068/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,103
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,841
−HK$2,778/mo
Today · 4.125%
HK$107,619
baseline
▲ 0.50% · 4.625%
HK$113,292
+HK$5,673/mo
Deposit HK$20.12M · loan HK$20.12M · min. income ≈ HK$215,238/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,134
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,560
−HK$3,481/mo
Today · 4.125%
HK$117,041
baseline
▲ 0.50% · 4.625%
HK$124,163
+HK$7,122/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,082/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,523
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,809
−HK$3,334/mo
Today · 4.125%
HK$129,143
baseline
▲ 0.50% · 4.625%
HK$135,950
+HK$6,807/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,286/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,490
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,487
−HK$4,061/mo
Today · 4.125%
HK$136,548
baseline
▲ 0.50% · 4.625%
HK$144,856
+HK$8,308/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$273,096/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,944
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,778
−HK$3,889/mo
Today · 4.125%
HK$150,667
baseline
▲ 0.50% · 4.625%
HK$158,609
+HK$7,942/mo
Deposit HK$12.07M · loan HK$28.17M · min. income ≈ HK$301,334/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,202
−HK$10,359/mo
▼ 0.25% · 3.875%
HK$170,340
−HK$5,221/mo
Today · 4.125%
HK$175,561
baseline
▲ 0.50% · 4.625%
HK$186,244
+HK$10,683/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$351,122/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,785
−HK$9,930/mo
▼ 0.25% · 3.875%
HK$188,714
−HK$5,001/mo
Today · 4.125%
HK$193,715
baseline
▲ 0.50% · 4.625%
HK$203,926
+HK$10,211/mo
Deposit HK$4.02M · loan HK$36.22M · min. income ≈ HK$387,430/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,595 · Scale 2, in force from 26 Feb 2026)