LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,782
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,636
−HK$2,901/mo
Today · 4.125%
HK$97,537
baseline
▲ 0.50% · 4.625%
HK$103,472
+HK$5,935/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$195,074/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,106
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,845
−HK$2,778/mo
Today · 4.125%
HK$107,623
baseline
▲ 0.50% · 4.625%
HK$113,295
+HK$5,672/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$215,246/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,138
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$113,564
−HK$3,480/mo
Today · 4.125%
HK$117,044
baseline
▲ 0.50% · 4.625%
HK$124,166
+HK$7,122/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,088/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,527
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,813
−HK$3,334/mo
Today · 4.125%
HK$129,147
baseline
▲ 0.50% · 4.625%
HK$135,955
+HK$6,808/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,294/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,494
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,491
−HK$4,061/mo
Today · 4.125%
HK$136,552
baseline
▲ 0.50% · 4.625%
HK$144,861
+HK$8,309/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$273,104/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,949
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,782
−HK$3,890/mo
Today · 4.125%
HK$150,672
baseline
▲ 0.50% · 4.625%
HK$158,614
+HK$7,942/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$301,344/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,207
−HK$10,360/mo
▼ 0.25% · 3.875%
HK$170,346
−HK$5,221/mo
Today · 4.125%
HK$175,567
baseline
▲ 0.50% · 4.625%
HK$186,250
+HK$10,683/mo
Deposit HK$4.03M · loan HK$36.23M · min. income ≈ HK$351,134/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,791
−HK$9,930/mo
▼ 0.25% · 3.875%
HK$188,720
−HK$5,001/mo
Today · 4.125%
HK$193,721
baseline
▲ 0.50% · 4.625%
HK$203,932
+HK$10,211/mo
Deposit HK$4.03M · loan HK$36.23M · min. income ≈ HK$387,442/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,649 · Scale 2, in force from 26 Feb 2026)