LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,785
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,640
−HK$2,901/mo
Today · 4.125%
HK$97,541
baseline
▲ 0.50% · 4.625%
HK$103,476
+HK$5,935/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$195,082/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,110
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,849
−HK$2,778/mo
Today · 4.125%
HK$107,627
baseline
▲ 0.50% · 4.625%
HK$113,300
+HK$5,673/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$215,254/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,142
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,568
−HK$3,481/mo
Today · 4.125%
HK$117,049
baseline
▲ 0.50% · 4.625%
HK$124,171
+HK$7,122/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,098/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,532
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,818
−HK$3,334/mo
Today · 4.125%
HK$129,152
baseline
▲ 0.50% · 4.625%
HK$135,960
+HK$6,808/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,304/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,499
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,496
−HK$4,061/mo
Today · 4.125%
HK$136,557
baseline
▲ 0.50% · 4.625%
HK$144,866
+HK$8,309/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$273,114/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,954
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,788
−HK$3,889/mo
Today · 4.125%
HK$150,677
baseline
▲ 0.50% · 4.625%
HK$158,620
+HK$7,943/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$301,354/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,213
−HK$10,361/mo
▼ 0.25% · 3.875%
HK$170,352
−HK$5,222/mo
Today · 4.125%
HK$175,574
baseline
▲ 0.50% · 4.625%
HK$186,257
+HK$10,683/mo
Deposit HK$4.03M · loan HK$36.23M · min. income ≈ HK$351,148/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,798
−HK$9,930/mo
▼ 0.25% · 3.875%
HK$188,727
−HK$5,001/mo
Today · 4.125%
HK$193,728
baseline
▲ 0.50% · 4.625%
HK$203,940
+HK$10,212/mo
Deposit HK$4.03M · loan HK$36.23M · min. income ≈ HK$387,456/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,715 · Scale 2, in force from 26 Feb 2026)