LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,789
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,644
−HK$2,901/mo
Today · 4.125%
HK$97,545
baseline
▲ 0.50% · 4.625%
HK$103,480
+HK$5,935/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$195,090/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,114
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,852
−HK$2,779/mo
Today · 4.125%
HK$107,631
baseline
▲ 0.50% · 4.625%
HK$113,304
+HK$5,673/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$215,262/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,146
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,572
−HK$3,481/mo
Today · 4.125%
HK$117,053
baseline
▲ 0.50% · 4.625%
HK$124,176
+HK$7,123/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,106/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,537
−HK$6,620/mo
▼ 0.25% · 3.875%
HK$125,823
−HK$3,334/mo
Today · 4.125%
HK$129,157
baseline
▲ 0.50% · 4.625%
HK$135,965
+HK$6,808/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,314/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,504
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,501
−HK$4,061/mo
Today · 4.125%
HK$136,562
baseline
▲ 0.50% · 4.625%
HK$144,872
+HK$8,310/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$273,124/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,959
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$146,793
−HK$3,890/mo
Today · 4.125%
HK$150,683
baseline
▲ 0.50% · 4.625%
HK$158,626
+HK$7,943/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$301,366/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,219
−HK$10,361/mo
▼ 0.25% · 3.875%
HK$170,359
−HK$5,221/mo
Today · 4.125%
HK$175,580
baseline
▲ 0.50% · 4.625%
HK$186,264
+HK$10,684/mo
Deposit HK$4.03M · loan HK$36.23M · min. income ≈ HK$351,160/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,805
−HK$9,930/mo
▼ 0.25% · 3.875%
HK$188,734
−HK$5,001/mo
Today · 4.125%
HK$193,735
baseline
▲ 0.50% · 4.625%
HK$203,947
+HK$10,212/mo
Deposit HK$4.03M · loan HK$36.23M · min. income ≈ HK$387,470/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,779 · Scale 2, in force from 26 Feb 2026)