LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,179
−HK$576/mo
▼ 0.25% · 3.875%
HK$9,465
−HK$290/mo
Today · 4.125%
HK$9,755
baseline
▲ 0.50% · 4.625%
HK$10,348
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,510/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$5,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,212
−HK$552/mo
▼ 0.25% · 3.875%
HK$10,486
−HK$278/mo
Today · 4.125%
HK$10,764
baseline
▲ 0.50% · 4.625%
HK$11,331
+HK$567/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,528/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$5,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,015
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,358
−HK$348/mo
Today · 4.125%
HK$11,706
baseline
▲ 0.50% · 4.625%
HK$12,418
+HK$712/mo
Deposit HK$1.61M · loan HK$2.42M · min. income ≈ HK$23,412/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$5,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,254
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,583
−HK$333/mo
Today · 4.125%
HK$12,916
baseline
▲ 0.50% · 4.625%
HK$13,597
+HK$681/mo
Deposit HK$1.61M · loan HK$2.42M · min. income ≈ HK$25,832/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$5,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,851
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,251
−HK$406/mo
Today · 4.125%
HK$13,657
baseline
▲ 0.50% · 4.625%
HK$14,488
+HK$831/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$27,314/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$5,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,297
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,680
−HK$389/mo
Today · 4.125%
HK$15,069
baseline
▲ 0.50% · 4.625%
HK$15,863
+HK$794/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$30,138/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$5,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,523
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,037
−HK$522/mo
Today · 4.125%
HK$17,559
baseline
▲ 0.50% · 4.625%
HK$18,627
+HK$1,068/mo
Deposit HK$403K · loan HK$3.62M · min. income ≈ HK$35,118/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$5,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,381
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,874
−HK$500/mo
Today · 4.125%
HK$19,374
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,022/mo
Deposit HK$403K · loan HK$3.62M · min. income ≈ HK$38,748/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$5,213 · Scale 2, in force from 26 Feb 2026)