LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,799
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,654
−HK$2,901/mo
Today · 4.125%
HK$97,555
baseline
▲ 0.50% · 4.625%
HK$103,491
+HK$5,936/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$195,110/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,125
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,864
−HK$2,779/mo
Today · 4.125%
HK$107,643
baseline
▲ 0.50% · 4.625%
HK$113,317
+HK$5,674/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$215,286/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,710,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,159
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$113,585
−HK$3,481/mo
Today · 4.125%
HK$117,066
baseline
▲ 0.50% · 4.625%
HK$124,190
+HK$7,124/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$234,132/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,550
−HK$6,621/mo
▼ 0.25% · 3.875%
HK$125,837
−HK$3,334/mo
Today · 4.125%
HK$129,171
baseline
▲ 0.50% · 4.625%
HK$135,980
+HK$6,809/mo
Deposit HK$16.10M · loan HK$24.15M · min. income ≈ HK$258,342/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,710,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,518
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$132,516
−HK$4,062/mo
Today · 4.125%
HK$136,578
baseline
▲ 0.50% · 4.625%
HK$144,888
+HK$8,310/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$273,156/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,975
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$146,810
−HK$3,890/mo
Today · 4.125%
HK$150,700
baseline
▲ 0.50% · 4.625%
HK$158,643
+HK$7,943/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$301,400/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,710,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,238
−HK$10,362/mo
▼ 0.25% · 3.875%
HK$170,378
−HK$5,222/mo
Today · 4.125%
HK$175,600
baseline
▲ 0.50% · 4.625%
HK$186,284
+HK$10,684/mo
Deposit HK$4.03M · loan HK$36.23M · min. income ≈ HK$351,200/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,825
−HK$9,932/mo
▼ 0.25% · 3.875%
HK$188,755
−HK$5,002/mo
Today · 4.125%
HK$193,757
baseline
▲ 0.50% · 4.625%
HK$203,970
+HK$10,213/mo
Deposit HK$4.03M · loan HK$36.23M · min. income ≈ HK$387,514/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,710,969 · Scale 2, in force from 26 Feb 2026)