LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,811
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,667
−HK$2,901/mo
Today · 4.125%
HK$97,568
baseline
▲ 0.50% · 4.625%
HK$103,505
+HK$5,937/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$195,136/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,711,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,139
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,878
−HK$2,779/mo
Today · 4.125%
HK$107,657
baseline
▲ 0.50% · 4.625%
HK$113,331
+HK$5,674/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$215,314/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,711,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,173
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$113,600
−HK$3,482/mo
Today · 4.125%
HK$117,082
baseline
▲ 0.50% · 4.625%
HK$124,206
+HK$7,124/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$234,164/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,566
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$125,853
−HK$3,335/mo
Today · 4.125%
HK$129,188
baseline
▲ 0.50% · 4.625%
HK$135,998
+HK$6,810/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$258,376/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,535
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$132,533
−HK$4,062/mo
Today · 4.125%
HK$136,595
baseline
▲ 0.50% · 4.625%
HK$144,907
+HK$8,312/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$273,190/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,994
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$146,829
−HK$3,890/mo
Today · 4.125%
HK$150,719
baseline
▲ 0.50% · 4.625%
HK$158,664
+HK$7,945/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$301,438/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,259
−HK$10,364/mo
▼ 0.25% · 3.875%
HK$170,400
−HK$5,223/mo
Today · 4.125%
HK$175,623
baseline
▲ 0.50% · 4.625%
HK$186,309
+HK$10,686/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$351,246/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,849
−HK$9,933/mo
▼ 0.25% · 3.875%
HK$188,780
−HK$5,002/mo
Today · 4.125%
HK$193,782
baseline
▲ 0.50% · 4.625%
HK$203,997
+HK$10,215/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$387,564/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,192 · Scale 2, in force from 26 Feb 2026)