LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,812
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,668
−HK$2,901/mo
Today · 4.125%
HK$97,569
baseline
▲ 0.50% · 4.625%
HK$103,506
+HK$5,937/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$195,138/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,711,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,140
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,879
−HK$2,779/mo
Today · 4.125%
HK$107,658
baseline
▲ 0.50% · 4.625%
HK$113,333
+HK$5,675/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$215,316/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$1,711,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,174
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$113,601
−HK$3,482/mo
Today · 4.125%
HK$117,083
baseline
▲ 0.50% · 4.625%
HK$124,208
+HK$7,125/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$234,166/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,568
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$125,855
−HK$3,335/mo
Today · 4.125%
HK$129,190
baseline
▲ 0.50% · 4.625%
HK$136,000
+HK$6,810/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$258,380/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,537
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$132,535
−HK$4,062/mo
Today · 4.125%
HK$136,597
baseline
▲ 0.50% · 4.625%
HK$144,909
+HK$8,312/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$273,194/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,996
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$146,831
−HK$3,891/mo
Today · 4.125%
HK$150,722
baseline
▲ 0.50% · 4.625%
HK$158,666
+HK$7,944/mo
Deposit HK$12.08M · loan HK$28.18M · min. income ≈ HK$301,444/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,262
−HK$10,363/mo
▼ 0.25% · 3.875%
HK$170,402
−HK$5,223/mo
Today · 4.125%
HK$175,625
baseline
▲ 0.50% · 4.625%
HK$186,311
+HK$10,686/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$351,250/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,852
−HK$9,933/mo
▼ 0.25% · 3.875%
HK$188,783
−HK$5,002/mo
Today · 4.125%
HK$193,785
baseline
▲ 0.50% · 4.625%
HK$204,000
+HK$10,215/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$387,570/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,217 · Scale 2, in force from 26 Feb 2026)