LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,821
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,677
−HK$2,902/mo
Today · 4.125%
HK$97,579
baseline
▲ 0.50% · 4.625%
HK$103,516
+HK$5,937/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$195,158/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,150
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,889
−HK$2,780/mo
Today · 4.125%
HK$107,669
baseline
▲ 0.50% · 4.625%
HK$113,344
+HK$5,675/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$215,338/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,185
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$113,612
−HK$3,483/mo
Today · 4.125%
HK$117,095
baseline
▲ 0.50% · 4.625%
HK$124,220
+HK$7,125/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$234,190/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,580
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$125,867
−HK$3,335/mo
Today · 4.125%
HK$129,202
baseline
▲ 0.50% · 4.625%
HK$136,013
+HK$6,811/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$258,404/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,549
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$132,548
−HK$4,062/mo
Today · 4.125%
HK$136,610
baseline
▲ 0.50% · 4.625%
HK$144,923
+HK$8,313/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$273,220/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,010
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$146,845
−HK$3,891/mo
Today · 4.125%
HK$150,736
baseline
▲ 0.50% · 4.625%
HK$158,682
+HK$7,946/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$301,472/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,278
−HK$10,364/mo
▼ 0.25% · 3.875%
HK$170,419
−HK$5,223/mo
Today · 4.125%
HK$175,642
baseline
▲ 0.50% · 4.625%
HK$186,329
+HK$10,687/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$351,284/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,870
−HK$9,934/mo
▼ 0.25% · 3.875%
HK$188,801
−HK$5,003/mo
Today · 4.125%
HK$193,804
baseline
▲ 0.50% · 4.625%
HK$204,019
+HK$10,215/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$387,608/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,382 · Scale 2, in force from 26 Feb 2026)