LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,824
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,681
−HK$2,902/mo
Today · 4.125%
HK$97,583
baseline
▲ 0.50% · 4.625%
HK$103,520
+HK$5,937/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$195,166/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,154
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,893
−HK$2,780/mo
Today · 4.125%
HK$107,673
baseline
▲ 0.50% · 4.625%
HK$113,348
+HK$5,675/mo
Deposit HK$20.13M · loan HK$20.13M · min. income ≈ HK$215,346/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,189
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$113,617
−HK$3,482/mo
Today · 4.125%
HK$117,099
baseline
▲ 0.50% · 4.625%
HK$124,224
+HK$7,125/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$234,198/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,584
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$125,872
−HK$3,335/mo
Today · 4.125%
HK$129,207
baseline
▲ 0.50% · 4.625%
HK$136,018
+HK$6,811/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$258,414/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,554
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,553
−HK$4,063/mo
Today · 4.125%
HK$136,616
baseline
▲ 0.50% · 4.625%
HK$144,928
+HK$8,312/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$273,232/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,015
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$146,851
−HK$3,891/mo
Today · 4.125%
HK$150,742
baseline
▲ 0.50% · 4.625%
HK$158,688
+HK$7,946/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$301,484/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,284
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$170,425
−HK$5,224/mo
Today · 4.125%
HK$175,649
baseline
▲ 0.50% · 4.625%
HK$186,336
+HK$10,687/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$351,298/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,877
−HK$9,934/mo
▼ 0.25% · 3.875%
HK$188,808
−HK$5,003/mo
Today · 4.125%
HK$193,811
baseline
▲ 0.50% · 4.625%
HK$204,027
+HK$10,216/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$387,622/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,446 · Scale 2, in force from 26 Feb 2026)