LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,183
−HK$575/mo
▼ 0.25% · 3.875%
HK$9,468
−HK$290/mo
Today · 4.125%
HK$9,758
baseline
▲ 0.50% · 4.625%
HK$10,352
+HK$594/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,516/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$5,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,215
−HK$552/mo
▼ 0.25% · 3.875%
HK$10,489
−HK$278/mo
Today · 4.125%
HK$10,767
baseline
▲ 0.50% · 4.625%
HK$11,335
+HK$568/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,534/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$5,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,019
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,362
−HK$348/mo
Today · 4.125%
HK$11,710
baseline
▲ 0.50% · 4.625%
HK$12,423
+HK$713/mo
Deposit HK$1.61M · loan HK$2.42M · min. income ≈ HK$23,420/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$5,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,259
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,587
−HK$334/mo
Today · 4.125%
HK$12,921
baseline
▲ 0.50% · 4.625%
HK$13,602
+HK$681/mo
Deposit HK$1.61M · loan HK$2.42M · min. income ≈ HK$25,842/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$5,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,856
−HK$806/mo
▼ 0.25% · 3.875%
HK$13,255
−HK$407/mo
Today · 4.125%
HK$13,662
baseline
▲ 0.50% · 4.625%
HK$14,493
+HK$831/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$27,324/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$5,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,302
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,685
−HK$389/mo
Today · 4.125%
HK$15,074
baseline
▲ 0.50% · 4.625%
HK$15,869
+HK$795/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$30,148/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$5,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,529
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,043
−HK$522/mo
Today · 4.125%
HK$17,565
baseline
▲ 0.50% · 4.625%
HK$18,634
+HK$1,069/mo
Deposit HK$403K · loan HK$3.62M · min. income ≈ HK$35,130/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$5,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,388
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,881
−HK$500/mo
Today · 4.125%
HK$19,381
baseline
▲ 0.50% · 4.625%
HK$20,403
+HK$1,022/mo
Deposit HK$403K · loan HK$3.62M · min. income ≈ HK$38,762/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$5,493 · Scale 2, in force from 26 Feb 2026)