LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,830
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,686
−HK$2,902/mo
Today · 4.125%
HK$97,588
baseline
▲ 0.50% · 4.625%
HK$103,526
+HK$5,938/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,176/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,160
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,899
−HK$2,780/mo
Today · 4.125%
HK$107,679
baseline
▲ 0.50% · 4.625%
HK$113,355
+HK$5,676/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,358/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,196
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$113,623
−HK$3,483/mo
Today · 4.125%
HK$117,106
baseline
▲ 0.50% · 4.625%
HK$124,231
+HK$7,125/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$234,212/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,591
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,879
−HK$3,336/mo
Today · 4.125%
HK$129,215
baseline
▲ 0.50% · 4.625%
HK$136,026
+HK$6,811/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$258,430/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,562
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$132,561
−HK$4,062/mo
Today · 4.125%
HK$136,623
baseline
▲ 0.50% · 4.625%
HK$144,937
+HK$8,314/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$273,246/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,023
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$146,859
−HK$3,891/mo
Today · 4.125%
HK$150,750
baseline
▲ 0.50% · 4.625%
HK$158,697
+HK$7,947/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$301,500/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,293
−HK$10,366/mo
▼ 0.25% · 3.875%
HK$170,435
−HK$5,224/mo
Today · 4.125%
HK$175,659
baseline
▲ 0.50% · 4.625%
HK$186,347
+HK$10,688/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$351,318/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,887
−HK$9,935/mo
▼ 0.25% · 3.875%
HK$188,819
−HK$5,003/mo
Today · 4.125%
HK$193,822
baseline
▲ 0.50% · 4.625%
HK$204,039
+HK$10,217/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$387,644/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,545 · Scale 2, in force from 26 Feb 2026)