LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,831
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,687
−HK$2,903/mo
Today · 4.125%
HK$97,590
baseline
▲ 0.50% · 4.625%
HK$103,528
+HK$5,938/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,180/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,161
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$104,901
−HK$2,779/mo
Today · 4.125%
HK$107,680
baseline
▲ 0.50% · 4.625%
HK$113,356
+HK$5,676/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,360/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,197
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$113,625
−HK$3,482/mo
Today · 4.125%
HK$117,107
baseline
▲ 0.50% · 4.625%
HK$124,233
+HK$7,126/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$234,214/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,593
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,881
−HK$3,336/mo
Today · 4.125%
HK$129,217
baseline
▲ 0.50% · 4.625%
HK$136,028
+HK$6,811/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$258,434/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,563
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,562
−HK$4,063/mo
Today · 4.125%
HK$136,625
baseline
▲ 0.50% · 4.625%
HK$144,939
+HK$8,314/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$273,250/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,025
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,861
−HK$3,892/mo
Today · 4.125%
HK$150,753
baseline
▲ 0.50% · 4.625%
HK$158,699
+HK$7,946/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$301,506/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,296
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$170,437
−HK$5,224/mo
Today · 4.125%
HK$175,661
baseline
▲ 0.50% · 4.625%
HK$186,350
+HK$10,689/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$351,322/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,890
−HK$9,935/mo
▼ 0.25% · 3.875%
HK$188,822
−HK$5,003/mo
Today · 4.125%
HK$193,825
baseline
▲ 0.50% · 4.625%
HK$204,042
+HK$10,217/mo
Deposit HK$4.03M · loan HK$36.24M · min. income ≈ HK$387,650/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,569 · Scale 2, in force from 26 Feb 2026)