LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,832
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,689
−HK$2,902/mo
Today · 4.125%
HK$97,591
baseline
▲ 0.50% · 4.625%
HK$103,529
+HK$5,938/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,182/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,162
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$104,902
−HK$2,780/mo
Today · 4.125%
HK$107,682
baseline
▲ 0.50% · 4.625%
HK$113,358
+HK$5,676/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,364/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,198
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,626
−HK$3,483/mo
Today · 4.125%
HK$117,109
baseline
▲ 0.50% · 4.625%
HK$124,235
+HK$7,126/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$234,218/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,595
−HK$6,623/mo
▼ 0.25% · 3.875%
HK$125,883
−HK$3,335/mo
Today · 4.125%
HK$129,218
baseline
▲ 0.50% · 4.625%
HK$136,029
+HK$6,811/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$258,436/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,565
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,564
−HK$4,063/mo
Today · 4.125%
HK$136,627
baseline
▲ 0.50% · 4.625%
HK$144,940
+HK$8,313/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$273,254/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,027
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$146,863
−HK$3,891/mo
Today · 4.125%
HK$150,754
baseline
▲ 0.50% · 4.625%
HK$158,701
+HK$7,947/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$301,508/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,298
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$170,439
−HK$5,224/mo
Today · 4.125%
HK$175,663
baseline
▲ 0.50% · 4.625%
HK$186,352
+HK$10,689/mo
Deposit HK$4.03M · loan HK$36.25M · min. income ≈ HK$351,326/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,892
−HK$9,935/mo
▼ 0.25% · 3.875%
HK$188,824
−HK$5,003/mo
Today · 4.125%
HK$193,827
baseline
▲ 0.50% · 4.625%
HK$204,044
+HK$10,217/mo
Deposit HK$4.03M · loan HK$36.25M · min. income ≈ HK$387,654/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,589 · Scale 2, in force from 26 Feb 2026)