LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,835
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,692
−HK$2,902/mo
Today · 4.125%
HK$97,594
baseline
▲ 0.50% · 4.625%
HK$103,533
+HK$5,939/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,188/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,166
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$104,906
−HK$2,780/mo
Today · 4.125%
HK$107,686
baseline
▲ 0.50% · 4.625%
HK$113,362
+HK$5,676/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,372/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,202
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,630
−HK$3,483/mo
Today · 4.125%
HK$117,113
baseline
▲ 0.50% · 4.625%
HK$124,239
+HK$7,126/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$234,226/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,599
−HK$6,624/mo
▼ 0.25% · 3.875%
HK$125,887
−HK$3,336/mo
Today · 4.125%
HK$129,223
baseline
▲ 0.50% · 4.625%
HK$136,034
+HK$6,811/mo
Deposit HK$16.11M · loan HK$24.16M · min. income ≈ HK$258,446/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,569
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$132,569
−HK$4,063/mo
Today · 4.125%
HK$136,632
baseline
▲ 0.50% · 4.625%
HK$144,946
+HK$8,314/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$273,264/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,032
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,868
−HK$3,892/mo
Today · 4.125%
HK$150,760
baseline
▲ 0.50% · 4.625%
HK$158,706
+HK$7,946/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$301,520/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,303
−HK$10,366/mo
▼ 0.25% · 3.875%
HK$170,445
−HK$5,224/mo
Today · 4.125%
HK$175,669
baseline
▲ 0.50% · 4.625%
HK$186,359
+HK$10,690/mo
Deposit HK$4.03M · loan HK$36.25M · min. income ≈ HK$351,338/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,898
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$188,831
−HK$5,003/mo
Today · 4.125%
HK$193,834
baseline
▲ 0.50% · 4.625%
HK$204,051
+HK$10,217/mo
Deposit HK$4.03M · loan HK$36.25M · min. income ≈ HK$387,668/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,650 · Scale 2, in force from 26 Feb 2026)