LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,847
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,704
−HK$2,903/mo
Today · 4.125%
HK$97,607
baseline
▲ 0.50% · 4.625%
HK$103,546
+HK$5,939/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,214/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,179
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,920
−HK$2,780/mo
Today · 4.125%
HK$107,700
baseline
▲ 0.50% · 4.625%
HK$113,377
+HK$5,677/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,400/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,217
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$113,645
−HK$3,483/mo
Today · 4.125%
HK$117,128
baseline
▲ 0.50% · 4.625%
HK$124,255
+HK$7,127/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$234,256/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,615
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,904
−HK$3,336/mo
Today · 4.125%
HK$129,240
baseline
▲ 0.50% · 4.625%
HK$136,052
+HK$6,812/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$258,480/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,586
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,586
−HK$4,064/mo
Today · 4.125%
HK$136,650
baseline
▲ 0.50% · 4.625%
HK$144,965
+HK$8,315/mo
Deposit HK$12.08M · loan HK$28.20M · min. income ≈ HK$273,300/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,711,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,051
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$146,888
−HK$3,892/mo
Today · 4.125%
HK$150,780
baseline
▲ 0.50% · 4.625%
HK$158,727
+HK$7,947/mo
Deposit HK$12.08M · loan HK$28.20M · min. income ≈ HK$301,560/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,711,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,325
−HK$10,368/mo
▼ 0.25% · 3.875%
HK$170,468
−HK$5,225/mo
Today · 4.125%
HK$175,693
baseline
▲ 0.50% · 4.625%
HK$186,383
+HK$10,690/mo
Deposit HK$4.03M · loan HK$36.25M · min. income ≈ HK$351,386/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,923
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$188,855
−HK$5,004/mo
Today · 4.125%
HK$193,859
baseline
▲ 0.50% · 4.625%
HK$204,078
+HK$10,219/mo
Deposit HK$4.03M · loan HK$36.25M · min. income ≈ HK$387,718/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,875 · Scale 2, in force from 26 Feb 2026)