LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,849
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,706
−HK$2,903/mo
Today · 4.125%
HK$97,609
baseline
▲ 0.50% · 4.625%
HK$103,548
+HK$5,939/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,218/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,181
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,922
−HK$2,780/mo
Today · 4.125%
HK$107,702
baseline
▲ 0.50% · 4.625%
HK$113,379
+HK$5,677/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,404/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,711,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,219
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$113,647
−HK$3,484/mo
Today · 4.125%
HK$117,131
baseline
▲ 0.50% · 4.625%
HK$124,258
+HK$7,127/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$234,262/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,617
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,906
−HK$3,336/mo
Today · 4.125%
HK$129,242
baseline
▲ 0.50% · 4.625%
HK$136,055
+HK$6,813/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$258,484/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,711,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,589
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$132,589
−HK$4,063/mo
Today · 4.125%
HK$136,652
baseline
▲ 0.50% · 4.625%
HK$144,967
+HK$8,315/mo
Deposit HK$12.08M · loan HK$28.20M · min. income ≈ HK$273,304/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,711,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,054
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,890
−HK$3,892/mo
Today · 4.125%
HK$150,782
baseline
▲ 0.50% · 4.625%
HK$158,730
+HK$7,948/mo
Deposit HK$12.08M · loan HK$28.20M · min. income ≈ HK$301,564/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,711,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,328
−HK$10,368/mo
▼ 0.25% · 3.875%
HK$170,471
−HK$5,225/mo
Today · 4.125%
HK$175,696
baseline
▲ 0.50% · 4.625%
HK$186,387
+HK$10,691/mo
Deposit HK$4.03M · loan HK$36.25M · min. income ≈ HK$351,392/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,926
−HK$9,937/mo
▼ 0.25% · 3.875%
HK$188,859
−HK$5,004/mo
Today · 4.125%
HK$193,863
baseline
▲ 0.50% · 4.625%
HK$204,082
+HK$10,219/mo
Deposit HK$4.03M · loan HK$36.25M · min. income ≈ HK$387,726/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,711,907 · Scale 2, in force from 26 Feb 2026)