LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,859
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,716
−HK$2,903/mo
Today · 4.125%
HK$97,619
baseline
▲ 0.50% · 4.625%
HK$103,559
+HK$5,940/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,238/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,712,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,192
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,933
−HK$2,780/mo
Today · 4.125%
HK$107,713
baseline
▲ 0.50% · 4.625%
HK$113,391
+HK$5,678/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,426/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,712,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,230
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,659
−HK$3,484/mo
Today · 4.125%
HK$117,143
baseline
▲ 0.50% · 4.625%
HK$124,271
+HK$7,128/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$234,286/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,630
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$125,919
−HK$3,337/mo
Today · 4.125%
HK$129,256
baseline
▲ 0.50% · 4.625%
HK$136,069
+HK$6,813/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$258,512/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,602
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,602
−HK$4,065/mo
Today · 4.125%
HK$136,667
baseline
▲ 0.50% · 4.625%
HK$144,982
+HK$8,315/mo
Deposit HK$12.09M · loan HK$28.20M · min. income ≈ HK$273,334/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,069
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$146,906
−HK$3,892/mo
Today · 4.125%
HK$150,798
baseline
▲ 0.50% · 4.625%
HK$158,747
+HK$7,949/mo
Deposit HK$12.09M · loan HK$28.20M · min. income ≈ HK$301,596/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,346
−HK$10,368/mo
▼ 0.25% · 3.875%
HK$170,489
−HK$5,225/mo
Today · 4.125%
HK$175,714
baseline
▲ 0.50% · 4.625%
HK$186,406
+HK$10,692/mo
Deposit HK$4.03M · loan HK$36.26M · min. income ≈ HK$351,428/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,945
−HK$9,938/mo
▼ 0.25% · 3.875%
HK$188,879
−HK$5,004/mo
Today · 4.125%
HK$193,883
baseline
▲ 0.50% · 4.625%
HK$204,103
+HK$10,220/mo
Deposit HK$4.03M · loan HK$36.26M · min. income ≈ HK$387,766/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,086 · Scale 2, in force from 26 Feb 2026)