LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,862
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$94,719
−HK$2,903/mo
Today · 4.125%
HK$97,622
baseline
▲ 0.50% · 4.625%
HK$103,562
+HK$5,940/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,244/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,712,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,195
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,936
−HK$2,780/mo
Today · 4.125%
HK$107,716
baseline
▲ 0.50% · 4.625%
HK$113,394
+HK$5,678/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,432/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$1,712,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,234
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,663
−HK$3,484/mo
Today · 4.125%
HK$117,147
baseline
▲ 0.50% · 4.625%
HK$124,275
+HK$7,128/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$234,294/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,634
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$125,923
−HK$3,337/mo
Today · 4.125%
HK$129,260
baseline
▲ 0.50% · 4.625%
HK$136,073
+HK$6,813/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$258,520/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,606
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,607
−HK$4,064/mo
Today · 4.125%
HK$136,671
baseline
▲ 0.50% · 4.625%
HK$144,987
+HK$8,316/mo
Deposit HK$12.09M · loan HK$28.20M · min. income ≈ HK$273,342/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,073
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,910
−HK$3,893/mo
Today · 4.125%
HK$150,803
baseline
▲ 0.50% · 4.625%
HK$158,752
+HK$7,949/mo
Deposit HK$12.09M · loan HK$28.20M · min. income ≈ HK$301,606/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,351
−HK$10,369/mo
▼ 0.25% · 3.875%
HK$170,494
−HK$5,226/mo
Today · 4.125%
HK$175,720
baseline
▲ 0.50% · 4.625%
HK$186,412
+HK$10,692/mo
Deposit HK$4.03M · loan HK$36.26M · min. income ≈ HK$351,440/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,951
−HK$9,939/mo
▼ 0.25% · 3.875%
HK$188,885
−HK$5,005/mo
Today · 4.125%
HK$193,890
baseline
▲ 0.50% · 4.625%
HK$204,110
+HK$10,220/mo
Deposit HK$4.03M · loan HK$36.26M · min. income ≈ HK$387,780/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,141 · Scale 2, in force from 26 Feb 2026)