LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,864
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,722
−HK$2,903/mo
Today · 4.125%
HK$97,625
baseline
▲ 0.50% · 4.625%
HK$103,565
+HK$5,940/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$195,250/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$1,712,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,198
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,939
−HK$2,780/mo
Today · 4.125%
HK$107,719
baseline
▲ 0.50% · 4.625%
HK$113,397
+HK$5,678/mo
Deposit HK$20.14M · loan HK$20.14M · min. income ≈ HK$215,438/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$1,712,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,237
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$113,666
−HK$3,484/mo
Today · 4.125%
HK$117,150
baseline
▲ 0.50% · 4.625%
HK$124,278
+HK$7,128/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$234,300/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,638
−HK$6,625/mo
▼ 0.25% · 3.875%
HK$125,927
−HK$3,336/mo
Today · 4.125%
HK$129,263
baseline
▲ 0.50% · 4.625%
HK$136,077
+HK$6,814/mo
Deposit HK$16.11M · loan HK$24.17M · min. income ≈ HK$258,526/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,610
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$132,610
−HK$4,065/mo
Today · 4.125%
HK$136,675
baseline
▲ 0.50% · 4.625%
HK$144,991
+HK$8,316/mo
Deposit HK$12.09M · loan HK$28.20M · min. income ≈ HK$273,350/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,077
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$146,914
−HK$3,893/mo
Today · 4.125%
HK$150,807
baseline
▲ 0.50% · 4.625%
HK$158,756
+HK$7,949/mo
Deposit HK$12.09M · loan HK$28.20M · min. income ≈ HK$301,614/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,356
−HK$10,369/mo
▼ 0.25% · 3.875%
HK$170,499
−HK$5,226/mo
Today · 4.125%
HK$175,725
baseline
▲ 0.50% · 4.625%
HK$186,417
+HK$10,692/mo
Deposit HK$4.03M · loan HK$36.26M · min. income ≈ HK$351,450/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,956
−HK$9,939/mo
▼ 0.25% · 3.875%
HK$188,890
−HK$5,005/mo
Today · 4.125%
HK$193,895
baseline
▲ 0.50% · 4.625%
HK$204,115
+HK$10,220/mo
Deposit HK$4.03M · loan HK$36.26M · min. income ≈ HK$387,790/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,188 · Scale 2, in force from 26 Feb 2026)