LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,878
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,736
−HK$2,903/mo
Today · 4.125%
HK$97,639
baseline
▲ 0.50% · 4.625%
HK$103,580
+HK$5,941/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,278/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$1,712,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,213
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,954
−HK$2,781/mo
Today · 4.125%
HK$107,735
baseline
▲ 0.50% · 4.625%
HK$113,414
+HK$5,679/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,470/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$1,712,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,253
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$113,683
−HK$3,484/mo
Today · 4.125%
HK$117,167
baseline
▲ 0.50% · 4.625%
HK$124,296
+HK$7,129/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$234,334/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,656
−HK$6,626/mo
▼ 0.25% · 3.875%
HK$125,945
−HK$3,337/mo
Today · 4.125%
HK$129,282
baseline
▲ 0.50% · 4.625%
HK$136,097
+HK$6,815/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$258,564/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,629
−HK$8,066/mo
▼ 0.25% · 3.875%
HK$132,630
−HK$4,065/mo
Today · 4.125%
HK$136,695
baseline
▲ 0.50% · 4.625%
HK$145,012
+HK$8,317/mo
Deposit HK$12.09M · loan HK$28.20M · min. income ≈ HK$273,390/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,098
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$146,936
−HK$3,893/mo
Today · 4.125%
HK$150,829
baseline
▲ 0.50% · 4.625%
HK$158,780
+HK$7,951/mo
Deposit HK$12.09M · loan HK$28.20M · min. income ≈ HK$301,658/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,380
−HK$10,370/mo
▼ 0.25% · 3.875%
HK$170,524
−HK$5,226/mo
Today · 4.125%
HK$175,750
baseline
▲ 0.50% · 4.625%
HK$186,444
+HK$10,694/mo
Deposit HK$4.03M · loan HK$36.26M · min. income ≈ HK$351,500/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,983
−HK$9,940/mo
▼ 0.25% · 3.875%
HK$188,918
−HK$5,005/mo
Today · 4.125%
HK$193,923
baseline
▲ 0.50% · 4.625%
HK$204,145
+HK$10,222/mo
Deposit HK$4.03M · loan HK$36.26M · min. income ≈ HK$387,846/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,439 · Scale 2, in force from 26 Feb 2026)