LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,893
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,751
−HK$2,904/mo
Today · 4.125%
HK$97,655
baseline
▲ 0.50% · 4.625%
HK$103,597
+HK$5,942/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,310/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$1,712,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,230
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,972
−HK$2,781/mo
Today · 4.125%
HK$107,753
baseline
▲ 0.50% · 4.625%
HK$113,433
+HK$5,680/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,506/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$1,712,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,271
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$113,701
−HK$3,485/mo
Today · 4.125%
HK$117,186
baseline
▲ 0.50% · 4.625%
HK$124,317
+HK$7,131/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$234,372/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,676
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$125,966
−HK$3,338/mo
Today · 4.125%
HK$129,304
baseline
▲ 0.50% · 4.625%
HK$136,119
+HK$6,815/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$258,608/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,650
−HK$8,067/mo
▼ 0.25% · 3.875%
HK$132,652
−HK$4,065/mo
Today · 4.125%
HK$136,717
baseline
▲ 0.50% · 4.625%
HK$145,036
+HK$8,319/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$273,434/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,122
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$146,960
−HK$3,894/mo
Today · 4.125%
HK$150,854
baseline
▲ 0.50% · 4.625%
HK$158,806
+HK$7,952/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$301,708/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,407
−HK$10,373/mo
▼ 0.25% · 3.875%
HK$170,552
−HK$5,228/mo
Today · 4.125%
HK$175,780
baseline
▲ 0.50% · 4.625%
HK$186,475
+HK$10,695/mo
Deposit HK$4.03M · loan HK$36.27M · min. income ≈ HK$351,560/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,014
−HK$9,941/mo
▼ 0.25% · 3.875%
HK$188,949
−HK$5,006/mo
Today · 4.125%
HK$193,955
baseline
▲ 0.50% · 4.625%
HK$204,179
+HK$10,224/mo
Deposit HK$4.03M · loan HK$36.27M · min. income ≈ HK$387,910/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,722 · Scale 2, in force from 26 Feb 2026)