LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,896
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$94,755
−HK$2,904/mo
Today · 4.125%
HK$97,659
baseline
▲ 0.50% · 4.625%
HK$103,601
+HK$5,942/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,318/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$1,712,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,234
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$104,976
−HK$2,781/mo
Today · 4.125%
HK$107,757
baseline
▲ 0.50% · 4.625%
HK$113,437
+HK$5,680/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,514/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$1,712,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,276
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$113,706
−HK$3,485/mo
Today · 4.125%
HK$117,191
baseline
▲ 0.50% · 4.625%
HK$124,322
+HK$7,131/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$234,382/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,680
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,971
−HK$3,338/mo
Today · 4.125%
HK$129,309
baseline
▲ 0.50% · 4.625%
HK$136,125
+HK$6,816/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$258,618/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,655
−HK$8,068/mo
▼ 0.25% · 3.875%
HK$132,657
−HK$4,066/mo
Today · 4.125%
HK$136,723
baseline
▲ 0.50% · 4.625%
HK$145,042
+HK$8,319/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$273,446/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,127
−HK$7,733/mo
▼ 0.25% · 3.875%
HK$146,966
−HK$3,894/mo
Today · 4.125%
HK$150,860
baseline
▲ 0.50% · 4.625%
HK$158,812
+HK$7,952/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$301,720/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,413
−HK$10,373/mo
▼ 0.25% · 3.875%
HK$170,559
−HK$5,227/mo
Today · 4.125%
HK$175,786
baseline
▲ 0.50% · 4.625%
HK$186,482
+HK$10,696/mo
Deposit HK$4.03M · loan HK$36.27M · min. income ≈ HK$351,572/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,021
−HK$9,942/mo
▼ 0.25% · 3.875%
HK$188,956
−HK$5,007/mo
Today · 4.125%
HK$193,963
baseline
▲ 0.50% · 4.625%
HK$204,187
+HK$10,224/mo
Deposit HK$4.03M · loan HK$36.27M · min. income ≈ HK$387,926/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,787 · Scale 2, in force from 26 Feb 2026)