LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,905
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,764
−HK$2,905/mo
Today · 4.125%
HK$97,669
baseline
▲ 0.50% · 4.625%
HK$103,612
+HK$5,943/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,338/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,712,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,244
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,986
−HK$2,782/mo
Today · 4.125%
HK$107,768
baseline
▲ 0.50% · 4.625%
HK$113,448
+HK$5,680/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,536/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,712,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,287
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$113,717
−HK$3,485/mo
Today · 4.125%
HK$117,202
baseline
▲ 0.50% · 4.625%
HK$124,334
+HK$7,132/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$234,404/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,693
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$125,983
−HK$3,338/mo
Today · 4.125%
HK$129,321
baseline
▲ 0.50% · 4.625%
HK$136,138
+HK$6,817/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$258,642/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,712,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,668
−HK$8,068/mo
▼ 0.25% · 3.875%
HK$132,670
−HK$4,066/mo
Today · 4.125%
HK$136,736
baseline
▲ 0.50% · 4.625%
HK$145,056
+HK$8,320/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$273,472/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,141
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,980
−HK$3,895/mo
Today · 4.125%
HK$150,875
baseline
▲ 0.50% · 4.625%
HK$158,828
+HK$7,953/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$301,750/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,430
−HK$10,374/mo
▼ 0.25% · 3.875%
HK$170,576
−HK$5,228/mo
Today · 4.125%
HK$175,804
baseline
▲ 0.50% · 4.625%
HK$186,501
+HK$10,697/mo
Deposit HK$4.03M · loan HK$36.27M · min. income ≈ HK$351,608/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,039
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$188,975
−HK$5,007/mo
Today · 4.125%
HK$193,982
baseline
▲ 0.50% · 4.625%
HK$204,207
+HK$10,225/mo
Deposit HK$4.03M · loan HK$36.27M · min. income ≈ HK$387,964/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,957 · Scale 2, in force from 26 Feb 2026)