LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,907
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,766
−HK$2,905/mo
Today · 4.125%
HK$97,671
baseline
▲ 0.50% · 4.625%
HK$103,614
+HK$5,943/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,342/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,712,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,246
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,988
−HK$2,782/mo
Today · 4.125%
HK$107,770
baseline
▲ 0.50% · 4.625%
HK$113,451
+HK$5,681/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,540/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,712,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,289
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,719
−HK$3,486/mo
Today · 4.125%
HK$117,205
baseline
▲ 0.50% · 4.625%
HK$124,336
+HK$7,131/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$234,410/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,712,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,695
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,986
−HK$3,338/mo
Today · 4.125%
HK$129,324
baseline
▲ 0.50% · 4.625%
HK$136,141
+HK$6,817/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$258,648/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,712,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,670
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$132,672
−HK$4,067/mo
Today · 4.125%
HK$136,739
baseline
▲ 0.50% · 4.625%
HK$145,059
+HK$8,320/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$273,478/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,144
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,983
−HK$3,895/mo
Today · 4.125%
HK$150,878
baseline
▲ 0.50% · 4.625%
HK$158,831
+HK$7,953/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$301,756/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,712,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,433
−HK$10,374/mo
▼ 0.25% · 3.875%
HK$170,579
−HK$5,228/mo
Today · 4.125%
HK$175,807
baseline
▲ 0.50% · 4.625%
HK$186,504
+HK$10,697/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$351,614/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,042
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$188,978
−HK$5,008/mo
Today · 4.125%
HK$193,986
baseline
▲ 0.50% · 4.625%
HK$204,211
+HK$10,225/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$387,972/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,712,989 · Scale 2, in force from 26 Feb 2026)