LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,908
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,767
−HK$2,905/mo
Today · 4.125%
HK$97,672
baseline
▲ 0.50% · 4.625%
HK$103,615
+HK$5,943/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,344/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,247
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,989
−HK$2,782/mo
Today · 4.125%
HK$107,771
baseline
▲ 0.50% · 4.625%
HK$113,452
+HK$5,681/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,542/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,290
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,721
−HK$3,485/mo
Today · 4.125%
HK$117,206
baseline
▲ 0.50% · 4.625%
HK$124,338
+HK$7,132/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$234,412/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,696
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,987
−HK$3,338/mo
Today · 4.125%
HK$129,325
baseline
▲ 0.50% · 4.625%
HK$136,142
+HK$6,817/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$258,650/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,672
−HK$8,068/mo
▼ 0.25% · 3.875%
HK$132,674
−HK$4,066/mo
Today · 4.125%
HK$136,740
baseline
▲ 0.50% · 4.625%
HK$145,061
+HK$8,321/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$273,480/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,713,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,146
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,985
−HK$3,895/mo
Today · 4.125%
HK$150,880
baseline
▲ 0.50% · 4.625%
HK$158,833
+HK$7,953/mo
Deposit HK$12.09M · loan HK$28.21M · min. income ≈ HK$301,760/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,713,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,435
−HK$10,374/mo
▼ 0.25% · 3.875%
HK$170,581
−HK$5,228/mo
Today · 4.125%
HK$175,809
baseline
▲ 0.50% · 4.625%
HK$186,507
+HK$10,698/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$351,618/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,045
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$188,981
−HK$5,007/mo
Today · 4.125%
HK$193,988
baseline
▲ 0.50% · 4.625%
HK$204,213
+HK$10,225/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$387,976/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,010 · Scale 2, in force from 26 Feb 2026)