LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,912
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,771
−HK$2,905/mo
Today · 4.125%
HK$97,676
baseline
▲ 0.50% · 4.625%
HK$103,620
+HK$5,944/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,352/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,252
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,994
−HK$2,782/mo
Today · 4.125%
HK$107,776
baseline
▲ 0.50% · 4.625%
HK$113,457
+HK$5,681/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,552/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,295
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,726
−HK$3,485/mo
Today · 4.125%
HK$117,211
baseline
▲ 0.50% · 4.625%
HK$124,343
+HK$7,132/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$234,422/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,702
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,993
−HK$3,338/mo
Today · 4.125%
HK$129,331
baseline
▲ 0.50% · 4.625%
HK$136,148
+HK$6,817/mo
Deposit HK$16.12M · loan HK$24.18M · min. income ≈ HK$258,662/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,677
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$132,680
−HK$4,067/mo
Today · 4.125%
HK$136,747
baseline
▲ 0.50% · 4.625%
HK$145,067
+HK$8,320/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$273,494/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,152
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,992
−HK$3,894/mo
Today · 4.125%
HK$150,886
baseline
▲ 0.50% · 4.625%
HK$158,840
+HK$7,954/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$301,772/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,442
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$170,589
−HK$5,228/mo
Today · 4.125%
HK$175,817
baseline
▲ 0.50% · 4.625%
HK$186,515
+HK$10,698/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$351,634/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,053
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$188,989
−HK$5,008/mo
Today · 4.125%
HK$193,997
baseline
▲ 0.50% · 4.625%
HK$204,223
+HK$10,226/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$387,994/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,089 · Scale 2, in force from 26 Feb 2026)