LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,915
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,774
−HK$2,905/mo
Today · 4.125%
HK$97,679
baseline
▲ 0.50% · 4.625%
HK$103,623
+HK$5,944/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,358/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,255
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,997
−HK$2,782/mo
Today · 4.125%
HK$107,779
baseline
▲ 0.50% · 4.625%
HK$113,460
+HK$5,681/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,558/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,298
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$113,729
−HK$3,486/mo
Today · 4.125%
HK$117,215
baseline
▲ 0.50% · 4.625%
HK$124,347
+HK$7,132/mo
Deposit HK$16.12M · loan HK$24.19M · min. income ≈ HK$234,430/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,706
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$125,996
−HK$3,339/mo
Today · 4.125%
HK$129,335
baseline
▲ 0.50% · 4.625%
HK$136,152
+HK$6,817/mo
Deposit HK$16.12M · loan HK$24.19M · min. income ≈ HK$258,670/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,681
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$132,684
−HK$4,067/mo
Today · 4.125%
HK$136,751
baseline
▲ 0.50% · 4.625%
HK$145,072
+HK$8,321/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$273,502/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,157
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,996
−HK$3,895/mo
Today · 4.125%
HK$150,891
baseline
▲ 0.50% · 4.625%
HK$158,844
+HK$7,953/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$301,782/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,447
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$170,594
−HK$5,228/mo
Today · 4.125%
HK$175,822
baseline
▲ 0.50% · 4.625%
HK$186,521
+HK$10,699/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$351,644/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,058
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$188,995
−HK$5,007/mo
Today · 4.125%
HK$194,002
baseline
▲ 0.50% · 4.625%
HK$204,229
+HK$10,227/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$388,004/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,138 · Scale 2, in force from 26 Feb 2026)