LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,917
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,776
−HK$2,905/mo
Today · 4.125%
HK$97,681
baseline
▲ 0.50% · 4.625%
HK$103,625
+HK$5,944/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$195,362/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,257
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$104,999
−HK$2,782/mo
Today · 4.125%
HK$107,781
baseline
▲ 0.50% · 4.625%
HK$113,463
+HK$5,682/mo
Deposit HK$20.15M · loan HK$20.15M · min. income ≈ HK$215,562/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,301
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$113,731
−HK$3,486/mo
Today · 4.125%
HK$117,217
baseline
▲ 0.50% · 4.625%
HK$124,350
+HK$7,133/mo
Deposit HK$16.12M · loan HK$24.19M · min. income ≈ HK$234,434/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,708
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$125,999
−HK$3,339/mo
Today · 4.125%
HK$129,338
baseline
▲ 0.50% · 4.625%
HK$136,155
+HK$6,817/mo
Deposit HK$16.12M · loan HK$24.19M · min. income ≈ HK$258,676/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,684
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$132,687
−HK$4,067/mo
Today · 4.125%
HK$136,754
baseline
▲ 0.50% · 4.625%
HK$145,075
+HK$8,321/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$273,508/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,160
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$146,999
−HK$3,895/mo
Today · 4.125%
HK$150,894
baseline
▲ 0.50% · 4.625%
HK$158,848
+HK$7,954/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$301,788/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,451
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$170,597
−HK$5,229/mo
Today · 4.125%
HK$175,826
baseline
▲ 0.50% · 4.625%
HK$186,525
+HK$10,699/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$351,652/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,062
−HK$9,945/mo
▼ 0.25% · 3.875%
HK$188,999
−HK$5,008/mo
Today · 4.125%
HK$194,007
baseline
▲ 0.50% · 4.625%
HK$204,233
+HK$10,226/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$388,014/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,175 · Scale 2, in force from 26 Feb 2026)