LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,927
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$94,786
−HK$2,905/mo
Today · 4.125%
HK$97,691
baseline
▲ 0.50% · 4.625%
HK$103,636
+HK$5,945/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$195,382/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,268
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$105,010
−HK$2,783/mo
Today · 4.125%
HK$107,793
baseline
▲ 0.50% · 4.625%
HK$113,475
+HK$5,682/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$215,586/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,312
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,743
−HK$3,487/mo
Today · 4.125%
HK$117,230
baseline
▲ 0.50% · 4.625%
HK$124,363
+HK$7,133/mo
Deposit HK$16.13M · loan HK$24.19M · min. income ≈ HK$234,460/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,721
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$126,012
−HK$3,339/mo
Today · 4.125%
HK$129,351
baseline
▲ 0.50% · 4.625%
HK$136,170
+HK$6,819/mo
Deposit HK$16.13M · loan HK$24.19M · min. income ≈ HK$258,702/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,697
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$132,701
−HK$4,067/mo
Today · 4.125%
HK$136,768
baseline
▲ 0.50% · 4.625%
HK$145,090
+HK$8,322/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$273,536/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,175
−HK$7,735/mo
▼ 0.25% · 3.875%
HK$147,014
−HK$3,896/mo
Today · 4.125%
HK$150,910
baseline
▲ 0.50% · 4.625%
HK$158,865
+HK$7,955/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$301,820/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,468
−HK$10,376/mo
▼ 0.25% · 3.875%
HK$170,615
−HK$5,229/mo
Today · 4.125%
HK$175,844
baseline
▲ 0.50% · 4.625%
HK$186,544
+HK$10,700/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$351,688/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,082
−HK$9,945/mo
▼ 0.25% · 3.875%
HK$189,019
−HK$5,008/mo
Today · 4.125%
HK$194,027
baseline
▲ 0.50% · 4.625%
HK$204,254
+HK$10,227/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$388,054/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,354 · Scale 2, in force from 26 Feb 2026)