LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,929
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,788
−HK$2,906/mo
Today · 4.125%
HK$97,694
baseline
▲ 0.50% · 4.625%
HK$103,638
+HK$5,944/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$195,388/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,270
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$105,013
−HK$2,782/mo
Today · 4.125%
HK$107,795
baseline
▲ 0.50% · 4.625%
HK$113,477
+HK$5,682/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$215,590/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,315
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$113,746
−HK$3,486/mo
Today · 4.125%
HK$117,232
baseline
▲ 0.50% · 4.625%
HK$124,366
+HK$7,134/mo
Deposit HK$16.13M · loan HK$24.19M · min. income ≈ HK$234,464/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,724
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$126,015
−HK$3,339/mo
Today · 4.125%
HK$129,354
baseline
▲ 0.50% · 4.625%
HK$136,173
+HK$6,819/mo
Deposit HK$16.13M · loan HK$24.19M · min. income ≈ HK$258,708/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,701
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$132,704
−HK$4,067/mo
Today · 4.125%
HK$136,771
baseline
▲ 0.50% · 4.625%
HK$145,093
+HK$8,322/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$273,542/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,178
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$147,018
−HK$3,896/mo
Today · 4.125%
HK$150,914
baseline
▲ 0.50% · 4.625%
HK$158,868
+HK$7,954/mo
Deposit HK$12.09M · loan HK$28.22M · min. income ≈ HK$301,828/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,472
−HK$10,377/mo
▼ 0.25% · 3.875%
HK$170,619
−HK$5,230/mo
Today · 4.125%
HK$175,849
baseline
▲ 0.50% · 4.625%
HK$186,549
+HK$10,700/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$351,698/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,086
−HK$9,946/mo
▼ 0.25% · 3.875%
HK$189,023
−HK$5,009/mo
Today · 4.125%
HK$194,032
baseline
▲ 0.50% · 4.625%
HK$204,259
+HK$10,227/mo
Deposit HK$4.03M · loan HK$36.28M · min. income ≈ HK$388,064/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$1,713,396 · Scale 2, in force from 26 Feb 2026)