LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,937
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,797
−HK$2,905/mo
Today · 4.125%
HK$97,702
baseline
▲ 0.50% · 4.625%
HK$103,647
+HK$5,945/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$195,404/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,279
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$105,022
−HK$2,783/mo
Today · 4.125%
HK$107,805
baseline
▲ 0.50% · 4.625%
HK$113,487
+HK$5,682/mo
Deposit HK$20.16M · loan HK$20.16M · min. income ≈ HK$215,610/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$1,713,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,325
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$113,756
−HK$3,487/mo
Today · 4.125%
HK$117,243
baseline
▲ 0.50% · 4.625%
HK$124,377
+HK$7,134/mo
Deposit HK$16.13M · loan HK$24.19M · min. income ≈ HK$234,486/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,735
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$126,027
−HK$3,339/mo
Today · 4.125%
HK$129,366
baseline
▲ 0.50% · 4.625%
HK$136,185
+HK$6,819/mo
Deposit HK$16.13M · loan HK$24.19M · min. income ≈ HK$258,732/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,713,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,712
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$132,716
−HK$4,067/mo
Today · 4.125%
HK$136,783
baseline
▲ 0.50% · 4.625%
HK$145,106
+HK$8,323/mo
Deposit HK$12.10M · loan HK$28.22M · min. income ≈ HK$273,566/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,191
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$147,031
−HK$3,896/mo
Today · 4.125%
HK$150,927
baseline
▲ 0.50% · 4.625%
HK$158,882
+HK$7,955/mo
Deposit HK$12.10M · loan HK$28.22M · min. income ≈ HK$301,854/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,713,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,487
−HK$10,377/mo
▼ 0.25% · 3.875%
HK$170,634
−HK$5,230/mo
Today · 4.125%
HK$175,864
baseline
▲ 0.50% · 4.625%
HK$186,565
+HK$10,701/mo
Deposit HK$4.03M · loan HK$36.29M · min. income ≈ HK$351,728/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,713,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,102
−HK$9,947/mo
▼ 0.25% · 3.875%
HK$189,040
−HK$5,009/mo
Today · 4.125%
HK$194,049
baseline
▲ 0.50% · 4.625%
HK$204,277
+HK$10,228/mo
Deposit HK$4.03M · loan HK$36.29M · min. income ≈ HK$388,098/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$1,713,548 · Scale 2, in force from 26 Feb 2026)